Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
"Richard Wylder gave exemplary service through what became a very lengthy Equity Release mortgage application. We had many difficulties mostly from poor legal advice but every time Richard rose to the challenge and found an answer to each and every problem. He must have put many hours of work into our application but always tried to appear upbeat and positive which gave us confidence. We are happy he was our financial adviser and not sure anyone else could have got the job done!"
Anne Pope
Equity release, often called a ‘lifetime mortgage,’ lets you unlock tax-free cash tied up in your home without needing to sell or move. You can borrow money against the value of your property or sell a share of it, receiving either a lump sum or a regular income. Many plans also allow you to access additional funds later if required. Equity release is designed for homeowners aged 55 and over, whether you own your home outright or still have a mortgage, which can be paid off using the released funds.
Yes, equity release is a safe and regulated option. As a provider, we are authorised by the Financial Conduct Authority (FCA) and adhering to their strict standards to protect customers. With a lifetime mortgage, you or your estate will never owe more than the value of your home, provided it’s sold for the best price possible.
The funds you release are yours to spend however you like. You might choose to improve your home, buy a new car, pay off debts, or enjoy greater peace of mind knowing your retirement is more secure. The possibilities are entirely up to you.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
Tailored advice to help you plan your financial future
At Equity Release and Mortgage Partnership Cornwall, we specialise in providing personalised advice for equity release and mortgages. With extensive experience, we’re here to guide you in making informed decisions about your financial future.
Whether you’re considering unlocking the value of your home or looking for the best mortgage deal, we provide clear, straightforward advice every step of the way. Our aim is to support you in building a brighter, more secure future, offering professional service with a personal touch to help you achieve your goals.
We compare a variety of plans to find the one that suits you best.
From start to finish, we handle the admin, saving you time and stress.
With a strong reputation for reliable advice and outstanding service, you’re in safe hands.
Here’s what to expect when you work with us for equity release, if you live in Cornwall.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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